Christmas, birthdays, baby showers, and every other occasion where you have to bring a gift can increase the pressure that you feel. Yes, we want to celebrate with our loved ones and coworkers but what do we buy them?
The goal is always to make them feel appreciated without breaking the bank, going over budget or using our credit card for something that we couldn't afford to pay off right then and there.
My favorite holiday of all time is Christmas and I spend months thinking of what present I will buy each person in my family so that I can maximize the deals I get, stay on budget, and even ease my stress because I won't be doing last minute shopping.
According to Alliant it was expected that in 2020 Americans would spend just under 30 billion all together on holiday expenses. On average this was about $997.79 per person.
This year for Christmas I saved months in advance by using a Christmas Fund.
After the holiday season, I begin to think about all of the fun birthday dates and activities that I could do at 16, 17,18, and now 21 years old.
It is a blessing to be able to buy or do what you want without worrying if it will be all the money that you had put away for a rainy day.
Keep reading to find out 6 ways to buy someone a gift they will love even when you're short on cash.
You can't prepare for everything.
But in a world where having several bank accounts, checking accounts and using a cash system is possible, you can try your hardest to expect the unexpected when it comes to finances.
To begin you always want to think about the time frame.
When is the event? Do you get paid right before you should be giving it to someone?
Are you okay with easy heartwarming DIY gifts and if yes how much time and supplies will you need?
Knowing your audience can help narrow down when to start buying and help you figure out what you are getting.