Basic Guide to Understanding Credit Cards

Your first credit card can make or break your credit score. It can also set you up for a path of really good or destructive spending habits. Lets eliminate any worries, stress, and anxiety regarding credit cards and learn the basics together.



Contrary to what many people say getting your first credit card is not always the easiest task when you're 16.


Your score will not magically boost to 800 the way memes on social media joke.

And your credit score can matter a lot down the line.


Keep reading to find out what you should know before you get your first (or next credit card), and a few healthy spending habits to boost your credit easy and fast.


Table of Contents

Define Credit Card: